Cook Islands: Money
What is the local currency?
The local currency is the New Zealand dollar (NZ$).
What is the current exchange rate?
For currency conversion information, refer to the following website:
FXConverter
Where can I exchange money?
You can exchange money at the airport upon arrival or in Avarua at one of two banks or exchange offices.
Can I use cash, credit cards or checks?
Credit Cards are widely accepted on Rarotonga, but not on the outer islands. Visa and MasterCard can also be used to buy dollars from the Westpac Bank. American Express, Discover, and Diners Club are not as common on the island. ATMs are available in the urban areas.
Travelers Checks are safe and widely accepted.
Cash is also a good option. Please note that banks and exchange offices often will not exchange torn, worn, or defaced bills. US$100 bills are the most commonly exchanged denomination.
Global Volunteers' service program fee covers most of your daily expenses. Your free-time budget depends on your spending habits and any weekend excursions and/or evening events you take in. Plan to spend about US$200 per day for tour packages. Your souvenir budget is entirely up to you! If you plan to stay extra days on Rarotonga, either before or after the service program, your hotel room will cost between US$60 to $100/night.
